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Refinance
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Contact Us
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REFINANCING

Refinancing is a way to reduce the interest rate on your loan. If interest rates have decreased since you last borrowed money for your home, you may think about refinancing. There are other common reasons to refinance as well, like paying off a large lump sum payment, changing from a loan with an adjustable interest rate to a loan with a fixed interest rate, or getting cash from the equity in your home (called a cash-out). Some reasons people cash out equity include making home improvements, saving for education, and combining debts into one payment.

If you want to turn the equity in your home into money, you can consider getting a "home equity" loan. This type of loan is a good option if your current home loan has a low interest rate compared to current rates or if you have a penalty for paying off your loan early.

Benefits:

• Lower Your Interest Rate

• Get cash by leveraging the equity in your home to fund improvements and renovations.

Combine all your debts into one

• Pay less money each month

What You Need to Refinance:

• Present Evaluation and Analysis (Appraisal)

• Confirming and validating assets and income.

Start

Type of Loan *

Home Purchase

Home Refinance

Cash-Out Refinance

What type of property is it? *

Single Family Home

Condominium

Townhouse

Multi Family Unit

Instant Home Purchase Analysis

Take our 30 second analysis to see if you qualify

Zip Code *

Are You a First Time Homebuyer? *

Yes

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

What stage of the process are you in? *

Signed a Purchase Agreement

I made an offer

Buying in the next few months

Researching what's out there

What is the Purchase Price? *

What do you think your down payment percent % will be? *

What is your credit score? *

Excellent 740+

Very Good 700-739

Good 680-699

Some Issues 640-779

Needs Works 639 and below

What is your gross (before taxes) annual household income *

What is your employment status? *

Employed

Not Employed

Self Employed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

Are you working with a real estate agent? *

Yes

Real Estate Agent Name *

Are you working with a Loan Officer? *

Yes

Select Loan Officer *

CRAIG JENKINS
DAWN CLEMENTE
JEFF NEWSOME
No elements found. Consider changing the search query.
List is empty.

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

Real Estate Agent Name *

What type of property is it? *

Single Family Home

Condominium

Townhuose

Multi Family Unit

What is the estimated value of the property? *

How will you use the property? *

Primary Residance

Secondary Residence

Rental Property

What is remaining balance on the 1st mortgage? *

What is your first mortgage interest rate? *

What type of rate is it? *

Fixed

Adjustable

Do you have a second mortgage? *

Yes

Would you like to borrow additional cash? *

Yes

How much do you want to borrow? *

What is your employment status? *

Employed

Not Emplyed

Self Empoyed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

What is your gross (before taxes) annual household income *

Average Monthly Expenses *

Do you currently have an FHA Loan? *

Yes

Have you had any late mortgage payments in the last 12 months? *

Yes

How much do you want to borrow? *

Are you working with a Loan Officer? *

Yes

Select Loan Officer *

LO Name 1
LO Name 2
LO Name 3
No elements found. Consider changing the search query.
List is empty.

What type of property is it? *

Single Family Home

Condominium

Townhouse

Multi Family Unit

What is your credit score? *

Excellent 740+

Very Good 700-739

Good 680-699

Some Issues 640-679

Needs Work 639 and below

What is the estimated value of the property? *

How will you use the property? *

Primary Residence

Secondary Residence

Rental Property

What is remaining balance on the 1st mortgage? *

What is your first mortgage interest rate? *

What type of rate is it? *

Fixed

Adjustable

Do you have a second mortgage? *

Yes

Would you like to borrow additional cash? *

Yes

How much do you want to borrow? *

What is your employment status? *

Employed

Not Employed

Self Employed

Retired

Bankruptcy, short sale, or foreclosure in the last 3 years? *

Yes

Can you show proof of income? *

Yes

What is your gross (before taxes) annual household income *

Average Monthly Expenses *

Do you currently have an FHA Loan? *

Yes

Have you had any late mortgage payments in the last 12 months? *

Yes

Your First Name *

Your Last Name *

What is your email *

What is your phone number *

I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

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